The 3 main ERC standards that are currently active in traditional finance on a high level.
Leading ERCs
The 3 main ERC standards that are currently active in traditional finance on a high level.
ERC-3643 for compliant asset tokenization
Builders: Joachim Lebrun, Kevin Thizy, Adam Boudjemaa
Community: The ERC3643 Association
Widely adopted in institutional tokenization, ERC-3643 powers around $30B in tokenized assets and a network of 135+ financial institutions. It sets strict compliance rules built around onchain identity (ONCHAINID) and validation layers, making it the go-to for regulated assets and investor-controlled environments.
ERC-4626 for tokenized vaults
Builders: Joey Santoro, t11s, Jet Jadeja, Alberto Cuesta Cañada, Señor Doggo
Community: The Tokenized Vault Foundation
The leading standard for tokenized yield vaults, ERC-4626 enables interoperability across platforms like Maker, Yearn, and Morpho. It defines how vaults behave while allowing flexibility in their investment strategies, unlocking composability and transparency across DeFi and TradFi integrations.
ERC-7943 for composable compliance
Builder: Dario Lo Buglio
Community: Working group
The newest entrant, ERC-7943, takes a minimalist approach. It standardizes only how transfers and user permissions are checked, leaving compliance logic and architecture to each institution. Designed for composability, it favors innovation and customization over rigid frameworks.
